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Retirement – 401(k) & IRA

Retirement is a unique opportunity where you have the time to enjoy the people, places and activities you like the most. RBF Wealth Advisors is committed to helping you create the financial strategy to get there — with confidence. There are three important steps in funding your retirement we follow to create a customized financial solution.

Retirement Strategy

Retirement Strategy

Determining What You Want and How Much it Will Cost

Whether it’s global travel, a beach home or special golf club membership, cataloguing your retirement dreams is an important and fun step in reaching your goals. We use our planning tools to help you estimate how much it will cost to live the lifestyle you want during retirement – your custom retirement plan. Then, we calculate how much you need to set aside to get there.

Actively Managing Your Portfolio to Reach Your Goals

It’s important that all your retirement savings resources are working together to reach your goal. If you’re like most investors, you have several different retirement savings sources- 401(k)s, IRAs, 403(b)s, Pension Plans, etc. We work with you to develop an investing strategy across all your accounts to help fund your retirement needs.

Formulating an Income Stream and Distribution Withdrawal Strategy

A reliable and consistent income stream during retirement is critical to enjoying your golden years. We work with you to develop a sophisticated investment and distribution strategy with an aim to help maximize your income and minimize your taxes.

We also work with you to determine what to do with the money you don’t spend – your legacy. Learn more about our customized Estates and Trust and Charitable and Gift Planning services.

Creating and Managing Company Retirement Plans

Creating and Managing Company Retirement Plans

Providing an appealing benefits package is an effective strategy to attract and retain talented employees. RBF Wealth Advisors works with you to design a retirement plan that:

  • Addresses employee savings and investment needs,
  • Controls costs – both administrative as well as employer contributions,
  • Mitigates your fiduciary risk, and
  • Minimizes your administrative hassles.